Car Insurance

Trust us - we've been doing car insurance for 30 years

5 Star rated cover

Our Admiral, Gold, and Platinum comprehensive cover has Defaqto's highest rating

Uninsured driver promise

We'll repay excess for accidents uninsured drivers cause (if you have their details)

24-hour emergency helpline

You can ring our friendly call centres 24/7 if you have an accident

What’s car insurance?

Car insurance is designed to protect you if your car is stolen, damaged, or in an accident.

You can choose from Third Party Only, Third Party Fire and Theft, and four tiers of comprehensive car insurance.

At the very least, your car insurance will cover you for the damage you may cause to someone else’s vehicle. This is the most basic level of cover which is required by law for all drivers.

Depending on the type of cover you have, you could also be entitled to features like a 24-hour emergency helpline, a courtesy car if yours is out of action, or personal injury cover if you’re in an accident.

What level of cover do I need?

We offer three main levels of car insurance options that cover you for accident and damage costs.

Comprehensive car insurance

This is the highest level of insurance you can buy. It includes third party, fire & theft and covers the cost of repairing or replacing your car if it's involved in an accident or damaged maliciously. Excluding Essential tier, it comes with extra benefits like windscreen cover and extended cover for driving outside the UK.

Third party, fire and theft

As well as paying out to a third party if you're involved in an incident, this level of cover protects your car from damage caused by fire or theft. However, it doesn't cover the cost if your car's damaged in another way, such as a crash.

Third party only

This is the most basic level of cover required by law. If you're involved in an accident, we'll pay out the other driver involved but you won't be able to claim for damage to your car.

What Admiral Car Insurance covers

To help you choose the right level of cover, look at how they compare below.

Comprehensive Cover

Motor Legal Protection

Roadside Breakdown Cover

Courtesy Car

Uninsured Driver Promise

£5,000 Personal Injury Cover

24hr Emergency Helpline

Replacement Lock (up to £500)

Child Car Seat

Personal Belongings

Windscreen cover

New Car Replacement (Subject to criteria)

Driving Other Cars (Conditional)

European Cover for up to 90 days

Aftermarket Audio Gear

Onward Travel (Up to £150)

Third Party Cover

Third party, Fire
& Theft

Third Party
Only

Motor Legal Protection

Roadside Breakdown Cover

Courtesy Car

Uninsured Driver Promise

£5,000 Personal Injury Cover

24hr Emergency Helpline

Replacement Lock (up to £500)

Child Car Seat

Personal Belongings

Windscreen cover

New Car Replacement (Subject to criteria)

Driving Other Cars (Conditional)

European Cover for up to 90 days

Aftermarket Audio Gear

Onward Travel (Up to £150)

*Personal belongings cover increased to £500 for campervans

If you’re not sure what some of our car insurance terms mean, check out our car insurance jargon buster.

Optional extras

Breakdown Cover

Personal Injury Cover

Hire Vehicle Cover

Motor Legal Protection

Find out more about our optional add-ons designed to tailor your car insurance to you.

MultiCar Insurance

Bundle your car insurance, get the best cover, and get a MultiCar discount.

Black Box Insurance

The smart way for drivers to get a great deal on car insurance.

Electric And Hybrid Car Insurance

Get the right cover for your electric car or hybrid.

What you need to get a car insurance quote

To insure your car effortlessly, make sure you have the following:

About your car

A bit about you

What cover you need

How to make a claim

Read your policy book

Check what you're covered for, and the excess you'll need to pay

Prepare your information

Have your policy number and details of the incident ready

Contact us to make a claim

Visit our make a claim page or log into MyAccount to make your claim

If you have any questions about the claims process, head to our FAQ page below.

How we calculate your car insurance cost

We use multiple factors to calculate car insurance prices. We constantly check the prices we charge to offer you the best car insurance premium, but prices also fluctuate depending on the market. Here are a few factors:

Read more about our customer's experiences

We care what our customers have to say about us.

Useful guides

What is Multi Car insurance

What is Multi Car insurance

11 things which could invalidate your car insurance

11 things which could invalidate your car insurance

What is fronting and why does it affect car insurance?

What is fronting and why does it affect car insurance?

Other motor insurance options

Van insurance

Young driver

New driver

Learner driver

Temporary driver

Delivery driver (car)

Retrieve a quote.

Choose the type of policy that suits your needs from the options below or start a new quote.

Start a quote.

Choose the type of policy that suits your needs from the options below or retrieve a previous quote.

Add a Car/Home/Van

You can add a car, home or van to your policy in MyAccount.

Add a Landlord

Bank Holidays Subject to change, closed Christmas Day, Boxing Day & New Year's Day

Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Need help with your quote? Give us a call.

Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Explore our website

Admiral is a trading name of EUI Limited. (Reg No: 02686904). EUI Limited is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request.

Admiral Money, Admiral Loans, Admiral Car Finance, Admiral One and Finble are all trading names of Admiral Financial Services Limited (AFSL). Admiral Financial Services Limited (Reg No: 10255225) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 771862). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register

Veygo is a trading name of Able Insurance Services Limited. Able Insurance Services Limited (Reg No: 2890075) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 311649). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register

Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg No: 03849958).